What is Regular Saver?
Regular Saver gives you a straightforward way to save monthly to help you achieve your long-term financial goals. Regular Saver is a unit linked life insurance savings plan. This means your monthly savings are used to buy units in our range of funds. You can also invest a lump sum at the start of your plan or during the life of your plan. The value of your plan is then linked to the value of the units in our funds.
Why regular saving works
By saving monthly you are buying units in your chosen funds at different prices ever month. Similar to anything else you buy, the lower the unit price of your fund(s) the more units you can buy. Over the long-term regular savers could benefit because they could buy more units when the market falls. Similarly fewer units are bought when fund prices are higher.